We all know how important pet insurance is these days. From as little as £60 a year you can insure your cat and for just under £100 your dog can be protected from those costly veterinary bills.
Not only that but a comprehensive pet policy can cover so much more than just the vet bills. For example if your dog was to cause a car accident and someone was hurt, you would be legally liable and could be sued, pet cover would protect you from the costs here. If your pet went missing a pet insurance policy could cover the cost of advertising fees and offering a reward.
Whilst it is important to fully understand what is covered, it is equally important to understand what is not covered. As with any insurance there are exclusions and pet insurance has a few of their own.
- Puppies and Kittens under eight weeks old are not eligible for insurance.
- Hereditary or pregnancy related illnesses will not be covered.
- Working dogs such as police dogs, racing dogs and guard dogs can not be covered.
- Dogs registered on the dangerous dogs act cannot be insured.
- Vaccinations, spaying and flee control are not covered.
Pesky TV pets
So with so many exclusions on a pet insurance policy we thought about what animals that we have come to know and love from the TV world would struggle to get insured. Here are our top five.
- Brian Griffin – The dog from the popular TV show ‘Family Guy’, Brian is an alcoholic, drug user and smoker and that is just the tip of the iceberg for this dog.
In one of his many run-ins with the families baby ‘Stewie’ he was beaten up, had his head flushed down the toilet, pushed down the stairs, shot and even set on fire all over a $50 bet!
- Tom & Jerry – This cat & mouse duo have been fighting for over seven decades now and continue to wreak havoc in whatever environment they find themselves in.
There are simply too many examples to give of how many times mainly Tom, due to Jerry’s cleverness, has been on the end of a baseball bat, explosion or some other means of violence.
- Itchy & Scratchy – It would be hard to mention Tom & Jerry without mentioning the uber-violent parody of the pair Itchy & Scratchy.
The cat and mouse duo and featured on The Simpsons a number of times and take the violence to a whole new level, again where the cat (Itchy) usually finds himself on the wrong side of.
- Jerry Lee – From the 1989 action-comedy film ‘K-9’ the lovable German Shepherd dog starred alongside James Belushi.
Working as a police sniffer dog the two were pitted together to take down a local drug baron. Unfortunately this dog worked to his own schedule and most of the movies gags revolve around Jerry’s destructive yet playful nature.
- Puss in Boots – First introduced in the film Shrek 2, Puss in Boots was an instant success and featured in the following two films and has even been given his own movie.
This sword wielding cat has had many adventures with Shrek and is never one to walk away from a fight. If the fight is getting too much then his main defence is take his hat off and look all “cute”.